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John Hardy

Subtle changes.

By necessity and with business savvy, Calgary golf courses are changing. Subtle, not seismic, changes. Not changes to the game. Usually not changes to fairways, bunkers or greens. But demographics,

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The Changing Calgary Market.

Calgary’s 2025 residential real estate market is already showing signs of changes. Prices. The consumer impact of lowered mortgage rates. Listings-to-sales ratios which are nudging toward a much-awaited balanced market.

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Calgary’s Multifamily Boom.

Calgary housing starts are strong and, for various reasons including consumer demand, Calgary’s multifamily housing is hot. According to BILD Calgary Region, the recent CMHC Housing Starts and Completions report

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Lifestyle and Investment.

While it’s true that some things never change, technology, contemporary lifestyle and state-of-the-art options like Airbnb and Vrbo are redefining the perception, the strategy, the purpose and the value of

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Key Person Insurance

A basic but crucial part of smart business is risk management. The important and calculated approach to understanding, evaluating and tackling threats to a business’ future growth, earnings and success.

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New Exit Strategies

It’s one of the biggest, most complex, delicate, often emotional and personal facts of business owner life: the exit strategy! Consultants, financial planners and some business owners explain that a

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The Art and Science of Calgary Events

Although the iconic, world-renowned, 10-days-in-July Calgary Stampede gets global attention for the partying and schmoozing special event it is, it’s the other, less-hyped occasions and happenings that make Calgary one

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Calgary Construction’s Dilemma

Developers, builders and contractors in the Calgary area have an urgent dilemma. There’s lots of construction work, but it’s hard to find workers. “Calgary builders and developers are increasingly vocal

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The Alternative Financing Option

For many businesses, especially small businesses and entrepreneurs, the most critical fact of business life is also the most precarious and difficult fact of business life. Funding! Business loans have

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